my current mortgage was sold to another lender. can new mortgage holder change payment terms?
The note of the loan state I can make partial prepayment without penalty. New mortgage holder states they do not adhere to that policy and their software does not recognize partial prepayment. They are holding some payments for 10 business days before crediting account. Loan Was originated in NC and then sold to NY bank? Is this legal???
Send them a copy of the contract.
Plan on always taking a long time to process, they will not reprogram the computer.
I have never heard of a lona where you can just pay what you feel like paying each month.
3 Terms Every Mortgage Holder Should Know Part I
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Form 8396, mortgage interest credit (for holders of qualified mortgage credit certificates issued by state or local governmental units or agencies) (SuDoc T 22.51:8396/) … |
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