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Mortgage Acceleration Programs?

At www.fflimited.com they have a Free Software Analysis. I was wondering if anybody has found a Mortgage Accleration Software that can beat the MMA by U1st Financial.
In response to the first answer, they say they have an encrypted web based software that is constantly adapting to your spending habits. Do you have the MMA? I want to speak to someone who has been on it. I very trustworthy friend told me about it and said that nothing can beat it. I just wanted to be sure. I know it’s not a bi-weekly program or paying extra, and they say they can still achieve it with $0 discretionary? I just need to speak with someone who has used it I guess.

No software required. Just pay extra to the principal every month. Do *NOT* pay extra to anyone to help you do this. You’re much better off paying whatever they were going to charge you as principal to the mortgage.

Maybe you do want a simple spreadsheet to see the goodness of even paying an extra 100 a month. Just search the web for mortgage spreadsheet calculator and grab one.

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