Everything You Need To Know About Mortgages

Do you think locking all current mortgage interest rates to 5% would fix the mortgage problems for most people?

if you do not think so check a site like
http://free-mortgage-calculator.info to see how much different your payment would be if you have a mortgage at 5% instead of 8%

if you think this is a good idea then write your senator. You can find there contact info here http://www.senate.gov/general/contact_information/senators_cfm.cfm

~~Yes, if they also fix the problem with getting the loan process fixed for people who are upside down in their mortgages and their monthly income has dropped. If you are in this situation then you can’t qualify for your own home.

Most people will eventually increase their income when more jobs are available. Until then you are stuck on a merry go round. I wrote to President Obama’s task force about this just this morning. We desperately need a center who will work with people who are temporarily affected with low income due to income loss, but need their mortgages reduced to help them keep their home. Private lenders will not help you at this time unless your income is high enough to afford the overvalue of your loan compared to the actual value of your home. Therein lies the problem of just reducing the interest rates.~~

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