Does the bank where I have been maintaining good account from 8 yrs will give be best rate for my mortgage ?
I have been maintaining my bank account with bank “A” from past 8 years and having been maintaining it with good stand.
I have a good fico and 20% down payment and wante to buy a home.
I wanted to shop for the best mortgage banks which can lend me loan for my home with the lowest interest rate including fees and everything.
So does the bank “A” where I have been holding account would give me better rate compared to other banks since they have my info and other things ? or doesn’t matter ?
I’d like to think it would work that way, but it doesn’t. In most banks they are completely unrelated departments and they don’t talk to each other. You would be better served by shopping around for the best deal for you and if happens to be from your bank, so be it, but it likely won’t be with the same bank.
good luck!
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