Mortgage/home ownership/value questions….?
There is a home loan for $120,000 to people where arguing lets call them mike and sean.Mike was explaining to sean that they should pay off the mortgage even if it takes 30yr because they will be mortgage free! and own there home.Mike feel like he is 100% wrong! Mike said they should pay there mortgage until they are financially ready to move into there dream home then try to sell the house.Who is correct mike or sean?Mike think they should get hardwood floors installed in the future so the property value increase.sean feel like they shouldn’t get hardwood floors because everyone in the neighborhood have carpet so its obvious if they get hardwood floors they wont see a return in that neighborhood.Who is right Mike or sean?
For the mortgage, they are both correct. It is a personal matter. Many people like tobuy a house and live there forever, especially Europeans.
The hardwood floors will not increase the value enough to cover them. However, they are living in the house. If Mike really wants hardwood floors they should have hardwood floors.
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